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Comprehensive Financial Plan I @ 6,499 + GST
Deliverables

  • Analysis of current financial situation (income, savings, assets, liabilities)

  • Risk Profiling

  • Identify gaps  related to life and health insurance needs

  • Comment on current tax planning

  • Recommend asset allocation based on age and risk profiling

  • Suggestion on Mutual Fund schemes to achieve financial goals

  • Discussion on 1 or 2 specific financial goals and their viability

  • Retirement Planning

Ideal for Clients
Deliverables

  • With limited knowledge of personal finance or;

  • Who have just entered the workforce or just started with their savings or;

  • Having networth of less than INR 1 crore or;

  • Having annual income less than INR 12 lakhs or;

  • Clients who want a second opinion or;

  • Clients that have higher income (more than INR 12 lakhs) and assets (more than INR 1 crore) but are looking for affordable financial solutions

Comprehensive Financial Plan II @ 24,999 + GST
Deliverables

  • Analysis of current income & expenses

  • Assessment of current assets and liabilities

  • Risk Profiling

  • Working closely with the Client to develop future stream of cash flows

  • Identify gaps if any related to life and health insurance needs

  • Recommend life and health insurance plans

  • Suggest measures to increase income through effective tax management

  • Comment on currect asset allocation and prefered allocation based on age and risk profiling

  • Review of current MF portfolio and other investment products Client is invested in

  • Suggestion on Mutual Fund schemes to achieve financial goals

  • Plan on how to achieve short term and long term goals

  • Retirement Planning

Ideal for Clients

  • Having networth of INR 1 crore to 5 crore or;

  • Having monthly income of over INR 1 lakh or;

  • With single income and multiple dependants or; 

  • Expecting to receive wealth through gift or inheritance or;

  • Looking to build a corpus toward retirement in the next 5 to 10 years

Charges would be the same for NRI Clients for comprehensive financial plan II

Customized Plans

  • Clients may require assistance in areas including but not limited to:

    • Mutual Fund Portfolio review​

    • Handling entire mutual fund portfolio including implementation and monitoring

    • Estate Planning

    • Financial Planning for their dependants, etc

  • Please contact us with your specific needs and we can offer you a quote for what services we can provide​

  • Please note, the charges for customized plan would be above INR 25,000 per annum, and hence is suitable for Clients having an investable surplus of atleast INR 1 crore and above 

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Note: Both the plans would be for a period of one year. In Plan I, Client can do 1 follow up each quarter whereas in Plan II, Client can reach out anytime during the engagement.  Also, Plan I would be INR 8,499 + GST for NRIs; whereas for Plan II, charges would be the same for resident Indians and NRIs

 

Note: The above page has been approved by BASL under advertisement code for Investment Advisers under application # 15891

Comprehensive Plan I Process

  • A contract would be emailed detailing out the terms of our engagement

  • Once client is satisfied with the contract terms, Client proceeds with contract signing, providing documents for KYC verification and fee payment

  • An excel sheet will be emailed in which Client needs to fill in details of his income, expense, assets and liabilities

  • A separate excel sheet will be sent to carry out mandatory risk profiling

  • After analyzing the data a call would be held with the Client to obtain clarifications on the base data filled in the excel sheet, along with discussion on the goals and objectives

  • The data would be analyzed by us over the next few days to come up with suitable plans and course of action for the Client

  • Based on all the information provided, Client would be given recommendations and course of action over a call. Client feedback would be taken and plan would be tweaked according to Client comfort and needs

  • A report would be issued summarizing the recommendations provided over the call

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  • A contract would be emailed detailing out the terms of our engagement

  • Once client is satisfied with the contract terms, Client proceeds with contract signing, providing documents for KYC verification and fee payment

  • An excel sheet will be emailed in which Client needs to fill in details of his income, expense, assets and liabilities

  • After receiving the excel, a detailed discussion would be done with the Client. The discussion would be primarily to fine tune all the data provided by the Client, ensure all relevant expenses, income, assets and liabilities are included. Also, need to discuss feasibility / need to include income / assets of parents, spouse or dependents.

  • After ensuring data relevance, detailed discussion is held on goals and priorities of Client and specific areas / goals he is most interested in

  • Post analyzing all information and research, 2 to 3 calls would be held with the Client where we would take the Client through various excel sheets that cover relevant financial topics for the Client and then discuss the financial plan for the Client

  • After Client is satisfied over the plan discussed, a report will be issued outlining the current financial situation of Client, goals to be met and the suggested course of action

  • Client can reach out during the course of the engagement for any additional queries

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Comprehensive Plan II Process
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