In Part-2 of this 3 part series blog, I will cover the various schemes options available and what they mean for the investor. When you invest in mutual funds in India, you not only pick the scheme but also choose how your returns are managed and how you pay for advice. These decisions — Growth or IDCW (Dividend)  and Regular or Direct — directly affect your wealth creation, taxation, and costs. Let’s break down these mutual fund options in simple terms. Growth vs Dividend (I

Many young investors who are just starting their investment journey often feel confused about how and where to begin investing in mutual funds . As part of a 3-part blog series , I’ll simplify this journey step by step: Part 1:  Various types of Mutual Funds Part 2:  Scheme variants within Mutual Funds (Dividend/Growth, Regular/Direct) Part 3:  Where and how to invest in Mutual Funds   Part 1: Various Types of Equity Mutual Funds 1. Large-Cap Mutual Funds Large-cap funds inve

The blog explores the data behind investing in mutual fund schemes that have overlaps. The data unravels that overlaps can also result in good returns while also minimizing the risk.