When evaluating the performance of large cap mutual funds, we typically compare them against the Nifty 100 Index, which serves as their official benchmark. This makes sense on paper — after all, SEBI mandates that large cap funds must invest at least 80% of their portfolio in the top 100 companies by market capitalization, represented by the Nifty 100 universe. However, this comparison isn’t entirely apple-to-apple . Large cap funds are allowed to invest up to 20%  of their c

In this blog we cover various online platform which DIY investors can use to invest in Mutual Funds. These include Groww, Zerodha, ET Money, MF Central, Kuvera, Fisdom, Paytm, etc. It also explore the angle of cost, SOA vs Demat.

In Part-2 of this 3 part series blog, I will cover the various schemes options available and what they mean for the investor. When you invest in mutual funds in India, you not only pick the scheme but also choose how your returns are managed and how you pay for advice. These decisions — Growth or IDCW (Dividend)  and Regular or Direct — directly affect your wealth creation, taxation, and costs. Let’s break down these mutual fund options in simple terms. Growth vs Dividend (I

Many young investors who are just starting their investment journey often feel confused about how and where to begin investing in mutual funds . As part of a 3-part blog series , I’ll simplify this journey step by step: Part 1:  Various types of Mutual Funds Part 2:  Scheme variants within Mutual Funds (Dividend/Growth, Regular/Direct) Part 3:  Where and how to invest in Mutual Funds   Part 1: Various Types of Equity Mutual Funds 1. Large-Cap Mutual Funds Large-cap funds inve

The blog explores the data behind investing in mutual fund schemes that have overlaps. The data unravels that overlaps can also result in good returns while also minimizing the risk.

Flexicap funds have become a popular investment choice among investors who want exposure to midcap and smallcap segments without  investing in dedicated midcap or smallcap schemes. These funds provide the potential for higher returns associated with mid and small caps, but with lower volatility and lower drawdowns  than directly investing in those segments. For investors who prefer not to time their allocations between large, mid, and smallcap categories, flexicaps also remov

Hybrid aggressive funds invest 65-80% of their assets in equities and the remaining 20-35% in debt and money market instruments. Due to the addition of debt component, they are less volatile than pure equity funds, have lower drawdowns which also means their returns would be less than pure equity funds. Due to the higher equity allocation, gains from the fund also get taxed as equity funds. Here we review one fund within the category i.e. ICICI Equity and Debt fund that has p

The article compares Nifty 50 and Nifty Midcap 150 over the past 20 years on parameters of annual returns, rolling returns, SIP returns.

The Nifty 50 index monitors the 50 largest companies by market capitalization and is often regarded as the most stable investment within...

When it comes to investing in the equity markets, two prominent avenues often come up: Portfolio Management Services (PMS)  and Mutual...

This gives readers an idea of investing in different categories of Mutual Funds and the risks and returns. Also, provides information on alternate equity investments like PMS, AIF, Private equity and accessibility for a retail investor

In today’s uncertain financial environment, many investors are searching for options that provide a balance between safety, income, and...

This post focusses on the pros and cons of investing in midcap mutual funds in india. We also cover the returns and risks involved along with mutual funds that consistently beat the index

Strategy to invest in both passive and active funds

The article gives an insight to investing in a Nifty 50 index or largecap funds. We look at historic returns and then filter the data by using AUM parameter

Most investors are lured to equity investing with a dream of making exponential returns. A lot of investors have burnt their hands...

ICICI Blue chip fund comparison with NIFTY 50

Regular schemes of mutual funds involve a high cost to Clients in terms of commissions. A lot of Clients in regular schemes are now...

HDFC Balanced Advantage Fund (BAF) belongs to the category of dynamic asset allocation or balanced advantage fund category. The aim of...

I have been reading a lot of articles, blogs, answer to questions on finance / investment portals regarding investment in small caps....