Many modern health insurance plans in India come with tempting add-ons like “Power Booster,” “Super Recharge,” “Sum Insured Doubler,” or “Guaranteed Bonus.” These features, offered by insurers such as ICICI Lombard, Niva Bupa, Care, Star Health, HDFC ERGO, and many other insurers, promise to increase your sum insured automatically every year. In this, the sum insured increases by 50% to 100% every year. Some policies limit the number of years up to which the bonus keeps accru

In this blog we cover various online platform which DIY investors can use to invest in Mutual Funds. These include Groww, Zerodha, ET Money, MF Central, Kuvera, Fisdom, Paytm, etc. It also explore the angle of cost, SOA vs Demat.

In Part-2 of this 3 part series blog, I will cover the various schemes options available and what they mean for the investor. When you invest in mutual funds in India, you not only pick the scheme but also choose how your returns are managed and how you pay for advice. These decisions — Growth or IDCW (Dividend)  and Regular or Direct — directly affect your wealth creation, taxation, and costs. Let’s break down these mutual fund options in simple terms. Growth vs Dividend (I