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Stop Guessing, Start Back-testing: Is Your Multi-Fund Portfolio Actually Beating the Nifty 500?
You can build your own Mutual Fund Portfolio and backtest against Nifty 100 and Nifty 500 on parameters of XIRR for SIP and Point to Point, Rolling Returns and drawdowns.
Shwealth
Mar 43 min read


Don’t Let the Headlines Scare You: The Truth About Health Insurance Rejections
Many prospective health insurance buyers feel disheartened when they see headlines like: “He paid health insurance premiums for 10 years, and in the 11th year when his mother was hospitalized, the claim got rejected” or “He didn’t build a Medical corpus because he bought a health insurance policy but had to liquidate a part of his corpus because the insurer did not come through”. Stories like these create doubt and fear among potential buyers. Add to that, a relative or frien
Shwealth
Feb 183 min read


Large Cap Funds vs Nifty 100 – Are We Comparing Apples to Apples?
When evaluating the performance of large cap mutual funds, we typically compare them against the Nifty 100 Index, which serves as their official benchmark. This makes sense on paper — after all, SEBI mandates that large cap funds must invest at least 80% of their portfolio in the top 100 companies by market capitalization, represented by the Nifty 100 universe. However, this comparison isn’t entirely apple-to-apple . Large cap funds are allowed to invest up to 20% of their c
Shwealth
Feb 124 min read
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