Many modern health insurance plans in India come with tempting add-ons like “Power Booster,” “Super Recharge,” “Sum Insured Doubler,” or “Guaranteed Bonus.” These features, offered by insurers such as ICICI Lombard, Niva Bupa, Care, Star Health, HDFC ERGO, and many other insurers, promise to increase your sum insured automatically every year. In this, the sum insured increases by 50% to 100% every year. Some policies limit the number of years up to which the bonus keeps accru

I was in the hospital last week since my dad was admitted and I got to know a few people who had their relatives admitted. A lot of...

Health insurance companies have come up with very innovative features that cater to needs of different customers. Clients should evaluate their existing policy and evaluate if they need to switch / port their existing policy with a better policy